What are ERISA and COBRA ?

Federal Laws which Protect U.S. Workers

According to the U.S. Department of Labor website, ERISA, is the Employee Retirement Income Security Act, passed into law in 1974 to establish federal standards regarding pension and health plans.

Another act called COBRA or the Consolidated Omnibus Budget Reconciliation Act, deals with an individual's rights to continue in a group health plan after leaving the group.

Resources:
U.S. Dept. of Labor ERISA web page:
http://www.dol.gov/dol/topic/health-plans/erisa.htm


U.S. Dept. of Labor COBRA web page:
http://www.dol.gov/dol/topic/health-plans/cobra.htm